[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ajscr.cz\/financni-gramotnost\/#Article","mainEntityOfPage":"https:\/\/www.ajscr.cz\/financni-gramotnost\/","headline":"Finan\u010dn\u00ed gramotnost","name":"Finan\u010dn\u00ed gramotnost","description":"S pen\u011bzi se to mus\u00ed um\u011bt https:\/\/www.fahd.cz\/s-penezi-se-to-musi-umet-2\/, to je jasn\u00e9. Od toho taky existuje finan\u010dn\u00ed gramotnost, jestli jste o tom u\u017e n\u011bkdy sly\u0161eli. Pokud ne, tak v\u00e1m alespo\u0148 trochu vysv\u011btl\u00edm. Finan\u010dn\u00ed gramotnost spo\u010d\u00edv\u00e1 v tom, \u017ee v\u00edme, jak s pen\u011bzi hospoda\u0159\u00edme a jak to um\u00edme s pen\u011bzi. Ne ka\u017ed\u00fd toti\u017e um\u00ed s pen\u011bzi zach\u00e1zet a […]","datePublished":"2022-03-21","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.ajscr.cz\/author\/#Person","name":"","url":"https:\/\/www.ajscr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ajscr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ajscr.cz\/wp-content\/uploads\/USA%20pen%C3%ADze_4.jpg","url":"https:\/\/www.ajscr.cz\/wp-content\/uploads\/USA%20pen%C3%ADze_4.jpg","height":0,"width":0},"url":"https:\/\/www.ajscr.cz\/financni-gramotnost\/","about":["Ekonomika"],"wordCount":478,"articleBody":"        S pen\u011bzi se to mus\u00ed um\u011bt https:\/\/www.fahd.cz\/s-penezi-se-to-musi-umet-2\/, to je jasn\u00e9. Od toho taky existuje finan\u010dn\u00ed gramotnost, jestli jste o tom u\u017e n\u011bkdy sly\u0161eli. Pokud ne, tak v\u00e1m alespo\u0148 trochu vysv\u011btl\u00edm. Finan\u010dn\u00ed gramotnost spo\u010d\u00edv\u00e1 v tom, \u017ee v\u00edme, jak s pen\u011bzi hospoda\u0159\u00edme a jak to um\u00edme s pen\u011bzi. Ne ka\u017ed\u00fd toti\u017e um\u00ed s pen\u011bzi zach\u00e1zet a neum\u00ed u\u0161et\u0159it ani korunu a \u017eije od v\u00fdplaty k v\u00fdplat\u011b. Jsou i bohu\u017eel p\u0159\u00edpady, kdy finan\u010dn\u011b negramotn\u00fd \u010dlov\u011bk utrat\u00ed za t\u00fdden celou v\u00fdplatu a pak t\u0159eba nem\u00e1 ani na slo\u017eenky, j\u00eddlo nebo dal\u0161\u00ed nutn\u00e9 a pot\u0159ebn\u00e9 v\u00fddaje. J\u00e1 sama toho byla sv\u011bdkem. M\u011b osobn\u011b se to na\u0161t\u011bst\u00ed nestalo, j\u00e1 na pen\u00edze byla opatrn\u00e1 v\u017edycky, ale takov\u00fdch pen\u011b\u017eit\u00fdch rozhazova\u010d\u016f zn\u00e1m docela dost. Tak nap\u0159\u00edklad m\u016fj b\u00fdval\u00fd partner.Sezn\u00e1mili jsme se, kdy\u017e mi bylo sedmn\u00e1ct, jemu dvacet let. J\u00e1 tehdy studovala a m\u011bla jsem brig\u00e1du, tud\u00ed\u017e jsem to s pen\u011bzi u\u017e um\u011bla. Nav\u00edc jsem dost\u00e1vala jako d\u00edt\u011b kapesn\u00e9 a rodi\u010de m\u011b u\u010dili a vysv\u011btlovali, jak je to s pen\u011bzi a taky mi \u0159ekli fakt, \u017ee s pen\u011bzi se to um\u011bt mus\u00ed. Nyn\u00ed jsem r\u00e1da, \u017ee mi takov\u00e9 rady dali, proto\u017ee se mi velmi hod\u00ed. A abych se vr\u00e1tila k b\u00fdval\u00e9mu. On, kdy\u017e p\u0159inesl dom\u016f v\u00fdplatu, tak ihned za\u010dal objedn\u00e1vat na internetu sam\u00e9 blbosti, kter\u00e9 ani nepot\u0159eboval. Kdy\u017e jsem se ho zeptala, pro\u010d to vlastn\u011b kupuje, tak mi \u0159ekl, \u017ee pen\u00edze m\u00e1 a \u017ee na to m\u00e1, tak si to prost\u011b koup\u00ed. Mysl\u00edm, \u017ee to bylo \u00fapln\u011b zbyte\u010dn\u00e9, proto\u017ee do t\u00fddne utratil cel\u00fdch dvacet tis\u00edc korun. Byla jsem z toho v \u0161oku, proto\u017ee pak za dal\u0161\u00ed dny si u m\u011b prosil n\u011bjak\u00e9 pen\u00edze. Pr\u00fd nem\u011bl na zaplacen\u00ed pau\u0161\u00e1lu, pak nem\u011bl na dluh, pak zase jindy nem\u011bl na zaplacen\u00ed spl\u00e1tky. Kdy\u017e to tak vezmu, dlu\u017eil skoro v\u0161ude. Jak sv\u00e9 rodin\u011b, tak i bank\u00e1m a dv\u011bma kamar\u00e1d\u016fm. Kdy\u017e jsem se to dozv\u011bd\u011bla, bylo mi trapn\u011b a taky mi ho bylo l\u00edto. S pen\u011bzi to prost\u011b v\u016fbec neum\u011bl. Sna\u017eila jsem se mu pomoci t\u00edm, \u017ee jsem mu radila, doporu\u010dovala jsem mu \u0161et\u0159it si a spo\u0159it, ale moje rady byly marn\u00e9, nic necht\u011bl a o moje rady v\u016fbec nest\u00e1l. Zn\u00e1te taky takov\u00e9 p\u0159\u00edpady? Pokud ano, m\u016f\u017eete se pod\u00edvat sem, kde najdete zaj\u00edmav\u00e9 v\u011bci.                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed gramotnost","item":"https:\/\/www.ajscr.cz\/financni-gramotnost\/#breadcrumbitem"}]}]