[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ajscr.cz\/nebojte-se-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.ajscr.cz\/nebojte-se-pujcky\/","headline":"Nebojte se p\u016fj\u010dky","name":"Nebojte se p\u016fj\u010dky","description":"Pokud m\u00e1 \u010dlov\u011bk n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znam v registrech dlu\u017en\u00edk\u016f navrch, je logick\u00e9, \u017ee se pln\u00fdm pr\u00e1vem ob\u00e1v\u00e1 j\u00edt n\u011bkam po\u017e\u00e1dat o p\u016fj\u010dku. Proto\u017ee u\u017e to v duchu vid\u00ed, jak p\u0159ich\u00e1z\u00ed do banky a tam po n\u011bm cht\u011bj\u00ed v\u00fdpisy z \u00fa\u010dt\u016f, potvrzen\u00ed o trvaj\u00edc\u00edm zam\u011bstn\u00e1n\u00ed, dostate\u010dn\u011b vysok\u00e1 da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed, prok\u00e1z\u00e1n\u00ed v\u00fddaj\u016f, je\u017e mus\u00ed b\u00fdt takov\u00e9, […]","datePublished":"2019-09-14","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.ajscr.cz\/author\/#Person","name":"","url":"https:\/\/www.ajscr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ajscr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ajscr.cz\/wp-content\/uploads\/img_a346319_w2112_t1560425509.png","url":"https:\/\/www.ajscr.cz\/wp-content\/uploads\/img_a346319_w2112_t1560425509.png","height":0,"width":0},"url":"https:\/\/www.ajscr.cz\/nebojte-se-pujcky\/","about":["Ekonomika"],"wordCount":438,"articleBody":"       Pokud m\u00e1 \u010dlov\u011bk n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znam v registrech dlu\u017en\u00edk\u016f navrch, je logick\u00e9, \u017ee se pln\u00fdm pr\u00e1vem ob\u00e1v\u00e1 j\u00edt n\u011bkam po\u017e\u00e1dat o p\u016fj\u010dku. Proto\u017ee u\u017e to v duchu vid\u00ed, jak p\u0159ich\u00e1z\u00ed do banky a tam po n\u011bm cht\u011bj\u00ed v\u00fdpisy z \u00fa\u010dt\u016f,  potvrzen\u00ed o trvaj\u00edc\u00edm zam\u011bstn\u00e1n\u00ed,  dostate\u010dn\u011b vysok\u00e1 da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed,  prok\u00e1z\u00e1n\u00ed v\u00fddaj\u016f, je\u017e mus\u00ed b\u00fdt takov\u00e9, aby si je mohl dovolit platit i s po\u017eadovanou p\u016fj\u010dkou,  spoluru\u010ditele,  absenci z\u00e1znamu v registru dlu\u017en\u00edk\u016f,  a kdo v\u00ed, co v\u0161echno je\u0161t\u011b.  A zrovna tak u\u017e v duchu vid\u00ed, jak je mu jeho \u017e\u00e1dost po dlouh\u00e9m \u010dek\u00e1n\u00ed zam\u00edt\u00e1na s t\u00edm, \u017ee nevyhov\u011bl v tom \u010di onom. Proto\u017ee tak to p\u0159ece chod\u00ed. Ov\u0161em tak to chod\u00ed v\u00fdhradn\u011b v bank\u00e1ch. A banky a nebankovn\u00ed sektor jsou v tomto ohledu jako nebe a dudy. Proto\u017ee v nebankovn\u00edm sektoru, pokud \u010dlov\u011bk \u017e\u00e1d\u00e1 o produkt jm\u00e9nem hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, jsou daleko benevolentn\u011bj\u0161\u00ed. Tady nevad\u00ed ani n\u00edzk\u00e9 p\u0159\u00edjmy,  ani b\u00eddn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed,  ani z\u00e1znamy v registrech.  Tady bohat\u011b sta\u010d\u00ed, kdy\u017e se \u010dlov\u011bk obt\u011b\u017euje s vypln\u011bn\u00edm jednoduch\u00e9ho online formul\u00e1\u0159e a kdy\u017e po\u0161le na uveden\u00fd e-mail n\u011bkolik fotografi\u00ed nemovitosti, kterou se m\u00e1 v \u00famyslu za sh\u00e1n\u011bnou p\u016fj\u010dku zaru\u010dit, a pak u\u017e se ozve n\u011bkdo z osloven\u00e9 spole\u010dnosti a v\u0161e dojedn\u00e1 k oboustrann\u00e9 spokojenosti. Aby se dostalo \u017eadateli tak dlouh\u00e9 lh\u016fty splatnosti a takov\u00fdch spl\u00e1tek, je\u017e zvl\u00e1dne, aby se mu dostalo pot\u0159ebn\u00fdch financ\u00ed, kter\u00e9 bude n\u00e1sledn\u011b mo\u017eno pou\u017e\u00edt na cokoliv. Klidn\u011b i na n\u00e1kup nemovitosti, finance pro podnik\u00e1n\u00ed, \u00fahradu exekuce, dluh\u016f OSSZ, VZP a Finan\u010dn\u00edmu \u00fa\u0159adu a podobn\u011b. Tuto p\u016fj\u010dku lze z\u00edskat v\u00edce ne\u017e rychle a n\u00e1sledn\u011b ji lze naopak v\u00edce ne\u017e pomalu spl\u00e1cet, t\u0159eba i po cel\u00fdch t\u0159icet let. Ov\u0161em tak\u00e9 m\u016f\u017ee b\u00fdt tato kdykoliv splacena p\u0159ed\u010dasn\u011b a bez sankc\u00ed, je-li to dlu\u017en\u00edkovi po chuti. A proto podnikatel rozhodn\u011b neprohloup\u00ed, rozhodne-li se pro takovouto p\u016fj\u010dku, tedy nebankovn\u00ed hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu. U\u0161et\u0159\u00ed si t\u00edm zbyte\u010dn\u00e9 starosti a dos\u00e1hne sv\u00e9ho. A o to p\u0159ece jde.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebojte se p\u016fj\u010dky","item":"https:\/\/www.ajscr.cz\/nebojte-se-pujcky\/#breadcrumbitem"}]}]